Oscar Health Thesis

Oscar Health is a technology-driven health insurance company. Its moat is its user-friendly mobile app and telemedicine platform, which aim to improve member engagement and lower costs. The growth driver is the expansion of its +Oscar platform, which offers its technology stack to other insurers and providers. The investment thesis is that Oscar's technology can create a more efficient and consumer-friendly health insurance experience, leading to market share gains and a path to profitability.