Nu Holdings

NU

"Reached over 100 million customers in Latin America."

Nu Holdings logoBusiness Lines

Brazil

Key Metrics

Customers, Deposits, Revenue per Customer

Growth Driver

Product Cross-Sell & Geographic Expansion

Advantage

Low-Cost Structure, Strong Brand

Use Case Solved

Mobile-First Banking for Latin America

Market Position

Largest Digital Banking Platform in Brazil

Quantified Position

Core market, highly profitable

Mexico

Key Metrics

Customer growth

Growth Driver

Replicating the Brazil playbook

Advantage

Brand recognition, tech platform

Use Case Solved

Digital banking in a large, underbanked market

Market Position

Early stage, rapid growth

Quantified Position

Key expansion market

Colombia

Key Metrics

Customer growth

Growth Driver

Replicating the Brazil playbook

Advantage

Brand recognition, tech platform

Use Case Solved

Digital banking in a growing market

Market Position

Early stage, rapid growth

Quantified Position

Third major market

Attributes

Fcf Yield Pct

5.0

Next Year Revenue Growth Pct

29-31

Subscription Revenue Pct

100%

Marketing And Sales Pct

~10%

Capex Pct

<2%

Single Point Of Failure

Economic downturn in Latin America.

Insider Ownership Pct

2.73%

Gross Margin Pct T T M

38.60%