Fair Isaac Corporation
"Released a new AI-powered foundation model for financial services."
Business LinesScores
Key Metrics
B2B Revenue, B2C Revenue
Growth Driver
AI-Powered Foundation Models
Advantage
Industry Standard, Regulatory Acceptance
Use Case Solved
Consumer Credit Risk Assessment
Market Position
Dominant Credit Score Provider
Quantified Position
10B+ scores sold annually
Software
Key Metrics
Software Annual Recurring Revenue (ARR)
Growth Driver
Adoption of decision management platform
Advantage
Integrated with FICO scores
Use Case Solved
AI-powered decision automation
Market Position
Growing software business
Quantified Position
Significant cross-sell opportunity
Fcf Yield Pct
3.0
Next Year Revenue Growth Pct
16.7
Subscription Revenue Pct
~80%
Marketing And Sales Pct
~15-20%
Capex Pct
<2%
Single Point Of Failure
New legislation or alternative credit scoring methods.
Insider Ownership Pct
0.50%
Gross Margin Pct T T M
81.80%